About Us
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- About Us
Our Mission
At Accretive Corp. Agriculture (atfa), our mission is to upgrade small and medium farm holder in the agricultural sector value chain.
- ABOUT US
Welcome to the
Goodness of Egypt
We are Accretive Co. for agriculture (atfa) Egypt’s new aggregator of fresh fruits, and owner of one of Egypt’s oldest Barhi date-fruit plantations. Egypt has been known for its palm trees as part of its heritage as we are known to be the world’s largest producer of date fruits. A untapped opportunity for consumption and industry. Our first launch was by marketing produce of our farm and other Egyptian Barhi date producers. We currently work B2B both locally and internationally. Atfa delivered a successful export season in Europe and Asia in 2023 Our product range includes a selection of exotic fruits.
Use of Technology
We embrace the transformative potential of technology in agriculture. We pledge to utilize agri technologies to enhance productivity, optimize resource allocation, improve supply chain efficiency, and provide farmers with access to relevant information, training, and market opportunities.
Women Empowerment
We firmly believe in the power of women in agriculture. We are committed to promoting women’s empowerment throughout the sector by fostering opportunities for women to own agricultural businesses, assume leadership roles, and participate actively in the decision-making processes that shape our industry.
Fair Value
We are dedicated to creating a fair and equitable agricultural value chain, where farmers are compensated by their enormous risks.
Sustainability
We recognize the importance of sustainable agricultural practices for the long-term well-being of our planet and communities.
- MEET OUR TEAM
Our Expert Team
Nihal Abdelghaffar, MBA
Founder & CEO, ATFA Egypt
With over two decades of experience across agriculture and banking, Nihal Abdelghaffar brings a unique combination of financial expertise and hands-on agricultural knowledge. Her 15-year tenure at HSBC saw her leading corporate client relationships and high-impact strategic initiatives, collaborating closely with C-suite executives across diverse industries.
Nihal’s foray into agriculture began with the successful turnaround of her family-owned farm—a pivotal experience that exposed her to the sector’s operational inefficiencies and structural challenges. This transformation ignited her mission: to modernize Egypt’s agribusiness landscape, with a strong emphasis on empowering women—especially in land ownership and leadership roles.
After transitioning from the corporate world, Nihal dove fully into agriculture.
She not only revived a struggling plantation but also identified systemic barriers in market access, post-harvest logistics, and value chain integration—particularly affecting small and medium-sized farms. In response, she founded ATFA Egypt, a company dedicated to marketing and exporting sustainable, premium-quality produce from independent growers. Through this platform, she helps local farmers scale their operations, embrace digitization, and access global markets.
Nihal is an active member of the Horticultural Export Improvement Association (HEIA) and the Date Palm Council. She has also consulted for Global Project Partners E.V. (Germany) on the “Smart Africa” initiative, contributing to the design of vocational training and smart agriculture programs across the continent.
A proud graduate of the American University in Cairo (BA & MBA), and an accredited director by Egypt’s Financial Regulatory Authority, Nihal is driving innovation in Egypt’s date palm sector—particularly in unlocking the potential of underutilized, non-organized varieties. Her broader vision includes digitizing farm operations, deploying ERP and smart agriculture technologies, and reshaping Egypt’s agricultural value chains to be more inclusive, efficient, and globally competitive.
Helmy Ghazi
Ex-Deputy CEO & Head of Global Banking
HSBC Bank Egypt
Helmy Ghazi served as Deputy CEO & Head of Global Banking at HSBC Bank Egypt, based in Cairo. He was responsible for leading the Bank’s coverage of its largest corporate, financial, and government clients in Egypt.
Helmy has 28 years of experience in corporate and investment banking, with a significant focus on the energy, infrastructure, and general industrials sectors.
Throughout his career, he originated and executed numerous complex and high-profile structured financing and advisory transactions in Egypt and the MENA region. He also led client relationships across other key sectors.
He holds a Bachelor of Commerce in Foreign Trade and is a CFA Charter holder.
Helmy is a core founder of atfa Egypt where he now is taking a leading role in business expansion and financial matters.
Yasmin Abdelghaffar
Yasmine Abdelghaffar is an Egyptian professional with a solid academic background and a varied career in both academia and business. She holds a master’s degree in investment from the Arab Academy for Science and Technology. Driven by a passion for learning and academic achievement, she continued her studies in the United Kingdom at the University of Huddersfield, where she completed her PhD in accounting and finance.
Yasmine is devoted to both academia and entrepreneurship. She currently works as a lecturer at the Arab Academy for Science and Technology. Alongside her academic career, she is the co-founder and the marketing director of Atfa Company, a venture motivated by her father’s legacy and her sister’s entrepreneurial vision.
Yasmine’s father was a well-known doctor and farm owner; he passed away but left a lasting legacy that continues to motivate her. He had a major impact on her life, as he inspired her sister’s entrepreneurial vision. Yasmine has later helped with marketing after her sister started Atfa Company. Their shared goal is to honour their father’s legacy in the business sector.
Yasmine is committed to expanding Atfa Company by establishing a stronger presence of the company in foreign markets. She uses her marketing knowledge and academic background to grow Atfa’s clientele and business.
- ABOUT US
25+ years of experience in date and fruit production
Egypt has been known for its palm trees as part of its heritage as we are known to be the world’s largest producer of date fruits. A untapped opportunity for consumption and industry. Our first launch was by marketing produce of our farm and other Egyptian Barhi date producers. We currently work B2B both locally and internationally.
Our Mission
At Accretive Corp. Agriculture (atfa), our mission is to upgrade small and medium farm holder in the agricultural sector value chain.
Our Markets
Our operations reached 3 continents namely Europe, North America and Asia.
We will reach you where you are!
Years Of Experience
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